About Us

The Northern Chautauqua Federal Credit Union is located in Silver Creek, New York, a small community in Northern Chautauqua County about forty miles west of Buffalo.

Our primary field of membership is the employees of the Silver Creek and Forestville Central School Districts.
Our two main goals are to promote thrift and provide low cost oloans to members. We are member owned and not-for-profit.
We exist solely to serve our members and provide a smart alternative to profit-driven banks, which make maoney for stockgolders, not for customers.

We currently have assets of approximately $4 million and serve about 800 members.

We have been in business as a federally chartered Credit Union since 1970.

Why Join the Credit Union?


The NCFCU is primarily a savings and loan institution. We do not have the full range of services of a bank or large credit union.

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What We Offer:

  • Payroll deduction for employees of the two school for saving and loan payments
  • Friendly and accommodating service
  • Check delivery to each school
  • Competitive interest rates on savings and competitive rates on loans
  • A program allowing members to skip summer loan payments
  • Christmas Club accounts
  • Savings accounts for special needs (taxes, vacation, etc.)